The Maulini Method

features

The Maulini
Method

By Jenny Starr Perez

Photography by Maria Galli

FINANCIAL PLANNING IS MORE THAN NUMBERS
FOR AL MAULINI—IT’S AN ART AND A SCIENCE.

Building an art collection requires more than just a sharp eye and an appreciation for beauty—it demands a solid financial strategy. Even the most discerning collectors must consider liquidity, diversification, and tax implications before acquiring their next masterpiece. This is where Al Maulini steps in. With his unparalleled expertise in wealth management, Maulini strives to ensure that passion projects like art collecting remain as financially sound as they are aesthetically rewarding. His approach bridges the gap between artistic vision and financial prudence, proving that a well-curated portfolio extends far beyond the walls of a gallery.

With over 30 years in the industry, Maulini has become a trusted advisor for high-net-worth clients who rely on his sharp market acumen and keen ability to transform financial disarray into long-term stability. But there’s more to Maulini than spreadsheets and stock portfolios. A devoted philanthropist, an art enthusiast, and a dedicated advocate for animal rescue, he embodies the idea that wealth, when thoughtfully managed, can be a tool for creating meaningful impact.

Originally from Cuba, Maulini’s journey is one of resilience and reinvention. After moving to Lansing, Michigan, and later settling in Miami, he developed a work ethic rooted in both Midwestern grit and Latin dynamism. His early career saw him trading on the financial markets before stepping into more advisory roles, including his tenure as Senior Vice President in Wachovia’s private wealth division and later at
HSBC and Morgan Stanley. Now, as the Founder and Owner of PWM Capital Group and a Senior Portfolio Strategist with Raymond James Financial Services, Maulini curates sophisticated financial strategies designed to balance confidence, growth, and legacy.

THE FINANCIAL WHISPERER

Maulini’s clients arrive with a common refrain: “I’m disorganized.” Whether it’s an outdated estate plan, a neglected retirement portfolio, or the sheer chaos of wealth mismanagement, his expertise lies in untangling complexity. “Many of my clients are incredibly successful, yet they haven’t looked at their estate plans in five, ten years—or worse, they don’t have one at all,” he explains. His approach? Get back to basics. “It’s not about chasing the latest market trend. It’s about diversification, liquidity, and having a strategy tailored to your actual goals.”

His pragmatism extends to one of the simplest, yet most overlooked, financial principles: saving. “It’s not about how much you make—it’s about how much you save,” he says. Over the years, he has seen high earners with nothing set aside for the future and moderate earners who build substantial wealth through smart planning. “If you spend as much as you earn, the result is zero.”

TECH-SAVVY INVESTOR

Despite his reverence for time-tested financial principles, Maulini is anything but stuck in the past. Artificial intelligence, he notes, is revolutionizing the financial industry. “AI has become an essential tool for research, market analysis, and efficiency,” he says. He personally uses AI-driven language models to condense extensive financial reports and even has a system that reads research notes back to him in his own voice during his morning commute. “If I don’t read about AI for a week, it feels like I’ve fallen behind by three months. ”

His dedication to staying ahead of financial trends led him to create “The AM Brief,” a daily three-minute market recap he shares on LinkedIn. “It’s my morning thesis on what’s happening in the markets, the economy, and beyond. Some days it’s about AI; other days it’s about how wildfires could impact the economy.” The digital age, he asserts, both adaptability and discipline—two qualities he has mastered over decades in the field.

AN EYE FOR ART

Beyond the world of finance, Maulini has cultivated a passion for art. His collection, which includes commissioned works and pieces by renowned Mexican and Cuban artists like Humberto Benitez, is deeply personal. “I don’t collect for the investment value—I collect because the art speaks to me,” he says. One of his most prized pieces is a commissioned portrait of José Martí that became the centerpiece of an exhibit in Hialeah. “I always say I was born in the Freedom Tower,” he muses, referencing Miami’s historic landmark where Cuban refugees were processed upon arriving in the U.S. “So, naturally, I have a few paintings of it.”

His financial expertise, however, does extend to the art world. While he does not personally lend against art, he often advises clients on the complexities of art as an asset. “Art can be a fantastic part of a diversified portfolio because it’s not correlated to the stock market, real estate, or other traditional assets,” he explains. However, liquidity remains an issue. “It’s not like selling stocks—you have to find the right buyer, at the right time.”

PHILANTHROPY WITH PURPOSE

For Maulini, financial success is only as meaningful as the impact it creates. His foundation, Protecting the Innocent, originally focused on animal welfare but has expanded to support causes ranging from child welfare to human trafficking prevention. “When you live with 13 rescue animals, you tend to become a bit of an advocate,” he says with a laugh. His home, which he shares with his girlfriend Beatriz, is a sanctuary for six dogs and seven cats—most of whom he initially fostered before inevitably adopting. “I’m what they call a foster failure,” he admits.

His philanthropic efforts extend beyond personal giving. As a board member of organizations like the Baptist Health Foundation, he leverages his expertise to support initiatives that address critical community needs. He also integrates philanthropy into his work by hosting bi-monthly investment and wine seminars, with a portion of proceeds benefiting charities such as Safe Haven for Newborns and Ronald McDonald House. “Giving back isn’t just a responsibility—it’s what I’m meant to do,” he says. “It’s part of who I am.”

Despite his reverence for time-tested financial principles, Maulini is anything but stuck in the past. Artificial intelligence, he notes, is revolutionizing the financial industry. “AI has become an essential tool for research, market analysis, and efficiency,” he says. He personally uses AI-driven language models to condense extensive financial reports and even has a system that reads research notes back to him in his own voice during his morning commute. “If I don’t read about AI for a week, it feels like I’ve fallen behind by three months. ”

His dedication to staying ahead of financial trends led him to create “The AM Brief,” a daily three-minute market recap he shares on LinkedIn. “It’s my morning thesis on what’s happening in the markets, the economy, and beyond. Some days it’s about AI; other days it’s about how wildfires could impact the economy.” The digital age, he asserts, both adaptability and discipline—two qualities he has mastered over decades in the field.

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